Access Credit Union - A day-to-day chequing account for every life stage

A day-to-day chequing account for every stage of life: starting out, mid-career, retirement, and everything in between.

We understand that each member has unique financial needs. That’s why we’ve developed several different accounts to suit every member from every walk of life. Low fees or no fees, plus all the features and benefits you need – we have the chequing account that’s right for you.

Every account comes with:

Full access to INTERAC® payment services
Ability to move your money quickly and conveniently with services like debit, e-Transfer®, Autodeposit®, or Request Money®
Access to online banking, Access CU mobile app, and our Member Solutions Centre

Pay As You Go

Best for members who conduct minimal transactions.

No monthly fee
Low per-transaction fees
An inexpensive option if you conduct minimal transactions per month

If you're an Access member you can open a new Pay As You Go account by logging into online banking.

More Details New to Access? Join Here.

Basic+

Best for members with a moderate number of transactions.

Ideal as a secondary operating account
Low monthly fee plus the basics you need in a chequing account
Monthly service fee waived if the $2500 daily closing balance is maintained

If you're an Access member you can open a new Basic+ account by logging into online banking.

More Details New to Access? Join Here.

Green

Paperless account with free online and self-serve transactions.

Low monthly fee
Truly paperless account: online transactions are completely paper free!
Great for everyday banking needs

If you're an Access member you can open a new Green account by logging into online banking.

More Details New to Access? Join Here.

Unlimited

Unlimited transactions for a low monthly fee.

Low monthly fee
Unlimited transactions
Great for members who use their chequing account frequently

If you're an Access member you can open a new Unlimited account by logging into online banking.

More Details New to Access? Join Here.

Ability Chequing

Easy, no-fee banking for members who may need a bit more financial freedom.

No monthly fee
No transaction fees
No age requirement
Can be set up with or without guardianship

More Details Find a Branch

Grow Chequing

Easy-to-use first chequing account for the young money-maker.

Designed for members aged 0 to 19
No monthly fee
10 free e-Transfers included per month
30 free withdrawals included per month

More Details New to Access? Join Here.

Student Chequing

The benefits of a chequing account, plus earned interest to get the most from your money during school.

Available to any full-time student enrolled in a post-secondary educational institution* - no age limit!
Reduced interest rates on lines of credit while still in school
No monthly fee

More Details New to Access? Join Here.